Motorcycle, ATV, and Golf Cart
Covering your motorcycle
Comprehensive coverage will cover any fire, theft or vandalism damage done to your motorcycle. Collision and comprehensive coverage only cover the standard factory parts of the motorcycle, so if you've added any modifications to it, such as chrome parts, custom paint, or sidecars, your insurance company will not cover those. You'll need to seek different insurance for this. Just as cars, insurers have a set of criteria when determining your motorcycle insurance premiums--same goes for discounts, so please call or email us to get the most accurate quote and the best pricing.
ATV and Golf Cart
Many states require insurance for vehicles operated on state-owned land, and your homeowners policy might not cover you if you ride off your own property. That's why ATV/Golf car insurance coverage is especially important. Coverages, include:
Comprehensive coverage will cover any fire, theft or vandalism damage done to your motorcycle. Collision and comprehensive coverage only cover the standard factory parts of the motorcycle, so if you've added any modifications to it, such as chrome parts, custom paint, or sidecars, your insurance company will not cover those. You'll need to seek different insurance for this. Just as cars, insurers have a set of criteria when determining your motorcycle insurance premiums--same goes for discounts, so please call or email us to get the most accurate quote and the best pricing. ATV and Golf Cart
Many states require insurance for vehicles operated on state-owned land, and your homeowners policy might not cover you if you ride off your own property. That's why ATV/Golf car insurance coverage is especially important. Coverages, include: - Comprehensive: In most circumstances, Comprehensive ATV/Golf car insurance coverage pays for damage to your ATV/golf cart if it's caused by an event other than a collision. For instance, if your ATV/golf cart is damaged by fire, theft, vandalism, flooding, or an animal, Comprehensive coverage will likely apply. You just pay the deductible you selected, and your ATV/golf cart insurance will cover the rest.
- Collision: Collision pays for significant physical damage to your ATV/golf cart if you hit another ATV/golf cart, a tree, a parked vehicle, a big rock, a stump, a fence post, or other obstacle. You just pay the deductible you selected, and your Collision coverage will pay for the rest. Due to the rough nature in which many ATV/golf cart are used, Collision does not provide coverage for scrapes, scratches, minor dings/dents, and other cosmetic/non-structural damage.
- Bodily Injury & Property Damage Liability: ATV/golf cart insurance coverage offers Bodily Injury and Property Damage Liability to pay for injuries to people or damage to property caused by your ATV/golf cart. Liability coverage also protects your assets, up to the limits you choose.
- Uninsured/Underinsured Motorist (This is a requirement by our agency before issuing any policy): If the person at fault for an accident doesn't have insurance — or doesn't have enough insurance — Uninsured/Underinsured Motorist Bodily Injury will pay for injuries and damages you suffer that the at-fault party is legally liable for, such as medical treatment and lost wages. You simply select the amount of ATV/golf cart insurance coverage you want, and you're protected up to those limits.
The Insurance Source GA | Gary Reynolds and Associates INC 332 Washington St. NW | 206 Gainesville, GA 30501 Phone: 770-532-1900 | Toll Free: 1-877-532-4279 Fax: 770-532-2174 |
Hours: Monday - Friday 9:00am-5:00pm Appointments from 10:00am-4:00pm |
