
Here are the six need-to-know’s of your auto insurance to ensure that you are getting the best coverage for the best price.
- Bodily Injury Liability: Bodily Injury coverage is required by most states. It provides coverage for any injuries you cause to someone else.
- Property Damage Liability: This is another coverage type that will be required by most states. It covers any damage you cause to someone’s property.
- Personal Injury Protection: Better known as PIP Insurance. PIP provides for the treatment of injuries to the driver and passengers of the policyholder’s car.
- Collision Coverage: Collision is typically an optional auto policy component that covers any damage to your car that’s the result of a collision.
- Comprehensive Coverage: This coverage will protect you in case of any damage to your car that didn’t involve a collision. This includes theft, fire, and vandalism.
- Uninsured Motorist Coverage: This offers you protection if you’re injured in a collision with a driver who’s either uninsured or insufficiently insured. (Even though it is not state requirement, The Insurance Source GA will not sale auto insurance without this coverage )
Add-Ons And Riders made easy
There are also a number of supplemental auto insurance coverage options. The 2 rider types listed below are available as add-on premium items.
- Rental Reimbursement Coverage: This is a fairly common rider that will cover you if you need to rent a vehicle to replace yours if it’s damaged or stolen.
- Towing and Labor Coverage: This covers your out-of-pocket costs in case of a flat tire or if your car breaks down.
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